3 easy steps


Indicative Rate

At Mortgages for Pensioners we discuss your situation, needs and requirements..


Approval in Principle

…Then we compare the information you have given us against everything the market has to offer


Full Application

Finally we present our recommendations from the UK’s leading retirement mortgage providers

Why Choose Us

Work with Us:

Is it really possible for a pensioner to have a mortgage?

You may be amazed to know that the answer is yes!

Many of us are may find ourselves in the position where we enter retirement with a mortgage still to pay and often quite a large balance still owing. If you are one of the many that took out an interest only mortgage in the days when they were freely available, at the end of the mortgage term you will find yourself with the total capital sum still payable. This can be a very worrying scenario for many of us, and as we get older and start thinking about our pensions, coping with a mortgage can be a very worrying problem.

But what options are available?

The good news is that retirement mortgages for pensioners are available so don’t panic and think that you will have to sell your home. We can help you find the perfect solution by researching the entire mortgage market.

You can communicate with us by phone, email or letter and we will respond according to your wishes.

We will provide you with illustrations to consider and all initial advice is free of charge.

A home visit by one of our expert retirement mortgage advisers is available if required.


Our Solutions

Repayment Mortgages

Here at Mortgages for Pensioners even if your income is from pensions, rental or investment income we have high street lenders that can help you.

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Interest Only Mortgages

Interest only mortgages available for pensioners and retired.

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Lifetime Mortgages

Lifetime mortgages are loans that do not need to be repaid until you die or permanently move into long term care.

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Equity Release

Equity Release can be in the form of a lifetime mortgage or a home reversion scheme. These are only repaid on the death of the last survivor or in the event of moving into permanent care.

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